{"version":"https://jsonfeed.org/version/1","title":"My Capital Needs","home_page_url":"https://mycapitalneeds.com","description":"My Capital Needs","author":{"name":"My Capital Needs"},"items":[{"id":"https://mycapitalneeds.com/f/spec-construction-financing-budget-beyond-the-build-contract","html_content":"

A contractor's price is a major part of a construction budget, but it is rarely the complete cost of bringing an investment home from lot to sale. Before seeking financing, show how the entire project will be paid for.

","url":"https://mycapitalneeds.com/f/spec-construction-financing-budget-beyond-the-build-contract","title":"Spec construction financing: budget beyond the build contract","summary":"A contractor's price is a major part of a construction budget, but it is rarely the complete cost of bringing an investment home from lot to sale. Before seeking financing, show how the entire project will be paid for.","date_modified":"2026-10-12T13:30:00Z"},{"id":"https://mycapitalneeds.com/f/a-fix-and-flip-credit-line-plan-your-project-capacity-1","html_content":"

Running two profitable projects can still create a cash shortage if both need money at the same time. Before adding another address, look at the overlap between purchases, renovations, draw requests, and sales.

","url":"https://mycapitalneeds.com/f/a-fix-and-flip-credit-line-plan-your-project-capacity-1","title":"A fix-and-flip credit line: plan your project capacity","summary":"Running two profitable projects can still create a cash shortage if both need money at the same time. Before adding another address, look at the overlap between purchases, renovations, draw requests, and sales.","date_modified":"2026-10-06T19:36:22Z"},{"id":"https://mycapitalneeds.com/f/a-fix-and-flip-credit-line-plan-your-project-capacity","html_content":"

","url":"https://mycapitalneeds.com/f/a-fix-and-flip-credit-line-plan-your-project-capacity","title":"A fix-and-flip credit line: plan your project capacity","date_modified":"2026-10-06T19:09:36Z"},{"id":"https://mycapitalneeds.com/f/fix-and-flip-financing-pressure-test-your-arv","html_content":"

An attractive purchase price does not automatically make a profitable flip. The resale estimate needs to match the property you can realistically deliver, in the market where you will sell it.

","url":"https://mycapitalneeds.com/f/fix-and-flip-financing-pressure-test-your-arv","title":"Fix-and-flip financing: pressure-test your ARV","summary":"An attractive purchase price does not automatically make a profitable flip. The resale estimate needs to match the property you can realistically deliver, in the market where you will sell it.","date_modified":"2026-10-06T19:01:04Z"},{"id":"https://mycapitalneeds.com/f/rehab-loan-draws-plan-the-cash-between-payments","html_content":"

Understand holdbacks, inspections, documentation, and reimbursement timing before renovation begins.

","url":"https://mycapitalneeds.com/f/rehab-loan-draws-plan-the-cash-between-payments","title":"Rehab loan draws: plan the cash between payments","summary":"Understand holdbacks, inspections, documentation, and reimbursement timing before renovation begins.","date_modified":"2026-10-06T18:53:37Z"},{"id":"https://mycapitalneeds.com/f/real-estate-budgets-look-beyond-the-purchase-price","html_content":"

Account for rehab, closing costs, carrying costs, reserves, and the difference between LTV and LTC.

","url":"https://mycapitalneeds.com/f/real-estate-budgets-look-beyond-the-purchase-price","title":"Real estate budgets: look beyond the purchase price","summary":"Account for rehab, closing costs, carrying costs, reserves, and the difference between LTV and LTC.","date_modified":"2026-10-06T18:51:22Z"},{"id":"https://mycapitalneeds.com/f/need-funding-quickly-slow-down-the-decision-not-the-job","html_content":"

A short decision checklist can help you assess an urgent expense without skipping the repayment details.

","url":"https://mycapitalneeds.com/f/need-funding-quickly-slow-down-the-decision-not-the-job","title":"Need funding quickly? Slow down the decision, not the job","summary":"A short decision checklist can help you assess an urgent expense without skipping the repayment details.","date_modified":"2026-10-06T18:19:22Z"},{"id":"https://mycapitalneeds.com/f/loan-term-amortization-and-balloon-payments-explained","html_content":"

Understand why a loan can have manageable monthly payments and still leave a large balance due at maturity.

","url":"https://mycapitalneeds.com/f/loan-term-amortization-and-balloon-payments-explained","title":"Loan term, amortization, and balloon payments explained","summary":"Understand why a loan can have manageable monthly payments and still leave a large balance due at maturity.","date_modified":"2026-10-06T18:07:39Z"},{"id":"https://mycapitalneeds.com/f/before-a-bridge-loan-plan-the-exit","html_content":"

A short-term real estate loan needs a credible payoff strategy and a backup for delays.

","url":"https://mycapitalneeds.com/f/before-a-bridge-loan-plan-the-exit","title":"Before a bridge loan, plan the exit","summary":"A short-term real estate loan needs a credible payoff strategy and a backup for delays.","date_modified":"2026-10-06T17:46:56Z"},{"id":"https://mycapitalneeds.com/f/line-of-credit-or-term-loan-which-fits-your-next-move","html_content":"

Match the financing structure to the job: recurring cash-flow gaps, a major purchase, or a planned expansion.

","url":"https://mycapitalneeds.com/f/line-of-credit-or-term-loan-which-fits-your-next-move","title":"Line of credit or term loan: which fits your next move?","summary":"Match the financing structure to the job: recurring cash-flow gaps, a major purchase, or a planned expansion.","date_modified":"2026-10-06T16:39:52Z"}]}